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  我是草根,父母都是普通的工薪阶层。他们工资很低,也就是小城镇的一般水平。在上海绝对属于低保的范围了。因此,我对父母一直是心存感恩,他们能够把我养大,再供到大学毕业,让我一直都无忧无虑,不用自己还什么助学贷款之类的,我就很知足了。大学毕业后,我就没有向父母要过一分钱。

  今年我三十岁,我的房子和车子都是靠自己一步步打拼来的。当然,在这个过程中,我也经历了很多的磨难,尝尽人生百味。因此,我知道钱来之不易,如今我年薪有三十万了,但我在花钱上还比较有节制。

  我的消费观就是量力而行,物有所值!或许是由于我刚刚毕业时,过了很长一段时间的苦日子,我会习惯性地用最少的钱把利益最大化!比如吃饭选饭店,我一定会提前上团购网站搜索一下,看看有没有优惠套餐,有团购我一定不会现点;比如从浦东机场到市区,我肯定会选择地铁2号线而不会坐磁悬浮;再比如同样是去看电影肯定会团购刷信用卡而不会跑到现场买票。当我走进电影院之前肯定是从超市带水进场,而不会在影院买。目的一样达到,但是我的钱袋子却省下来了。我从没有认为这样有什么不对,但是在与女友交往之后,我却发现,我们俩的消费观有些格格不入。

  女友是上海本地家庭出生的独生女,自小就被父母宠着惯着。女友是个绝对的上海嗲囡囡,她漂亮乖巧,但有时也很任性。她的这种任性,在我看来有些撒娇,更有信任的成分,因此我跟她交往了一段时间后,就不由自主地爱上了她。女友才二十五岁,她的月薪也有大约六千块,但她每个月都月光,没有存款。

  我也举几个例子说说她最近的开销:年前她淘宝买了一个苹果的手机壳花了三百多块;我就对她说手机壳有必要买这么贵的吗,外面地摊也就二十元一个,再好点的六七十,质量已经不错了。她却不理我,自己执意要买。然后逛商场时,女友看中一件风衣,迅速地刷卡买了下来花了四千多,我也没看懂是哪个牌子货;我们去星巴克喝咖啡,她却看中了人家的杯子,我也没看出来哪好,她愣是自己跑去买,花了一百多。一个杯子不就上班喝喝水嘛,有必要花这么多吗?再说各种各样的杯子,她都不知道有多少了,为什么还要买呢?这些钱省下来办点大事不是更好吗?

  女友嫌我说了她,这几天一直在为了这些事而不开心。我说她就是个冤大头,卖家最喜欢遇到这样的顾客了,想怎么宰就怎么宰。这些花费在我看来很多都是不必要的,省下来的钱,可以花在别的地方不是挺好吗?

  可女友坚持说她就是喜欢,就是要买,省这几个钱也发不了财。可我认为,钱都是积少成多的。我反问她为什么上班这么多年没存款,可我却有呢?她却说男人负责赚钱养家,女人负责貌美如花。总之,就是分工不一样。女友还委屈地说,她身边的同事朋友都是这样?就我不停地在她耳边说这也不许,那也不许,她觉得很委屈。难道真的是我落伍了吗?


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